Start from your bottleneck, not the tool
If your bottleneck is that you cannot code at all, you need a builder that owns the whole stack, which means Lovable or Bolt. If your bottleneck is that your app looks bad, you need v0. If your bottleneck is that your existing codebase is slow to work in, you need Cursor or Claude Code. Almost every wrong tool choice comes from skipping this question.
Test the same small app in two tools
Pick one honest test: a signup page plus a dashboard that lists items from a database. Build it on the free tier of your top two picks. You will know within an hour which one fits how your brain works, and that matters more than any comparison table including this one.
Check what you can take with you
Ask one question before paying: can I export the code and host it myself. Lovable, Bolt, v0, and Cursor all say yes. Most traditional no code platforms say no. That single answer decides whether your project is an asset or a rental.
Budget for iteration, not for the build
Every tool here charges by usage in some form. The first build is never the expensive part, debugging and redesigning are. If you are on a free plan, the guide to Lovable free credits covers how to stretch a small allowance, and how much vibe coding really costs compares real monthly spend across tools.